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Disbursements/Payables Treasury Management

Flexible disbursement solutions for efficient management

Maximize your cash flow with effective and resourceful cash management tools from Farmers. Control the costs, timing and security when it comes to paying employees, issuing payments to vendors and suppliers, and handling other business expenses.

Automated Clearing House (ACH)

With ACH, you can create payroll direct deposit, pay expense reimbursements, and make payments electronically.

Wire Transfer

Suited for businesses that send high dollar-value payments, our Wire Transfer service offers a fast and reliable method to disburse funds, right from the convenience of your office. Token, Trusteer software and call backs provide additional security against the ever-growing risk of wire fraud.

Controlled Disbursement

Controlled Disbursement allows a business to verify required conditions are met before paying a check. This security feature requires all presented checks be approved by the issuer.

Check and ACH Positive Pay

Check Positive Pay automatically verifies the authenticity of presented checks before they are paid, while also stopping altered or counterfeit checks from clearing your account.

ACH Positive Pay enables a business to list approved sources for ACH debits that are clearing a checking account.

Business Credit Card

Let Farmers National Bank’s business credit card play a part in your daily business. Whether your business is big or small or somewhere in between, we’ve seen it all!


  • 0% introductory annual percentage rate (APR) for the first 9 billing cycles following the opening of your account
  • After 9 billing cycles, APR will be 13.24%; APR will vary with the market based on the Prime Rate*
  • 1% cash back on your purchase**
  • Local decision making
  • Easy-to-read statements
  • Consolidate business spending in one place

Stop in to your local Farmers branch to apply.

*For purchases and balance transfers only. Other rates may apply.
**Cash back is limited to purchases and balance transfers only and limited to $750 per year. Other rates may apply.

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Lost or stolen credit card?

For a lost or stolen card in the United States, call 1-866-604-0381 toll-free, 24 hours a day. Cardholders traveling outside the country can report their Visa card lost or stolen and request emergency services by using the toll-free numbers on Visa’s website.

Purchasing Card

A purchasing card offers an efficient, cost-effective process for companies to make electronic business-to-business payments for services and goods. With this type of bankcard, employers can place spending caps for specific departments/employees, set monthly limits and make purchases from specific merchants.

Netspend® Paycards

Netspend® Paycard, also known as a payroll card, is a prepaid card that employers can use to pay employees instead of issuing paper checks or using direct deposit. These cards offer your employees safe, secure and instant access to their paychecks. No waiting for checks to clear or expensive check cashing fees for your employees.

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