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Farmers checking accounts make it easy to access your money when you need it. From our Totally Green Checking to interest-bearing accounts loaded with features, we have the right checking account for you!
All of the Farmers National Bank Checking accounts feature these convenient features:
Debit card
MoneyPass Network®
Free online banking, online bill pay and mobile banking
$100 minimum to open. *Variable rate currently 2.00% APY (Annual Percentage Yield) on the first $15,000.00 for qualified accounts. Qualifications include: 1 electronic direct deposit or automatic debit, make at least 10 purchases with your debit card that post to your account within the statement cycle, agree to receive your statement electronically. Otherwise the rate will be 0.02% APY. The APY is accurate as of July 31, 2024. A $5.00 per month service charge will occur if the daily balance falls below $500 anytime during the month. The higher interest rate will not be received if the customer opts out of e-statements. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. Offer subject to rate change or cancellation at any time. Fees may reduce earnings. See full disclosure for details.
Overdraft Privilege**
Are You Covered?
Your permission is required to continue overdraft coverage on everyday debit card and ATM transactions. Click the link below to opt-in or for more information.
Access your money when you need it in a secure, fast, and convenient way with a Farmers personal debit card. Take full control by setting spending limits, review transactions anytime with Farmers Card Manager app, and so much more.
Purchases
$2,500 Consumer PIN or Signature-based purchase limit
$510 ATM withdrawal limit
A 2.00% fee is assessed on International Debit Card Transactions.
Farmers Card Manager - Benefits
Fraud Protection:
Get real-time alerts to keep you informed when and where your cards are used including transaction amounts
Set transaction controls to allow your card(s) to work only in specific locations or geographic areas
Turn your card(s) "off," this way no withdrawals or purchases will be approved
Control Your Spending:
Set spending limits for general use or specifically by merchant types, such as gas, groceries or retail stores
You can establish controls by location and change the parameters via your mobile device
Review Balances and Transactions:
Monitor your finances anytime, anywhere by using the Farmers Card Manager app to check your account balances or review recent card transactions
Simple Mobile Interface:
Our intuitive app design makes it easy to access account information and set controls with the tap of a finger
Download Farmers Card Manager in your app store today!
Lost or Stolen Farmers National Bank Cards (available 24/7)
In the United States:
To report a lost/stolen debit card, or for inquiries about debit cards: 833-375-0074
To initiate a dispute on your debit card: 833-375-0075
To report a lost/stolen credit card, or for inquiries about credit cards: 866-604-0381
Cardholders traveling outside the country can report their Mastercard card lost or stolen and request emergency services by using the toll-free numbers on Mastercard’s website.
MoneyPass® ATM Network
Farmers National Bank is part of the MoneyPass® Network. As a member bank, we pay a fee, allowing you to find surcharge-free ATMs.
Whether you are just around the corner from home or traveling, you can access your money where it’s most convenient for you, with SURCHARGE-FREE ATM access at more than 37,000 locations across the U.S.
Debit Card FAQs:
How do I know if an ATM is part of the MoneyPass® Network?
With more than 37,000 ATMs nationwide, MoneyPass® is one of the largest surcharge-free networks in the nation.
What is the surcharge fee for out-of-network ATM use?
The owner of an ATM can charge cardholders a user fee, which may be as high as $5! Your card can be used at MoneyPass® ATMs to avoid paying a surcharge fee.
What is the international debit card transaction fee?
A 2.00% fee is assessed on International Debit Card Transactions.
How much money do I need for a down payment on a house?
