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Winter 2018 Holidays

Click here to view our Holiday Hours.

Attention Business Customers:

No ACH or wire transactions will be processed after 12:30 p.m. on Monday, December 24th or after 3:30 p.m. on Monday, December 31st. Please contact the Treasury Management Department for assistance.

Farmers National Bank #1 Performing Bank in Ohio

Farmers National Bank is proud to announce that we were recently named the #1 Top Performing Bank in the state of Ohio and #30 in the nation of banks in the $1-5 Billion asset size. Click here to read the full press release.

Mortgage Center Personal

Home sweet home just got sweeter

Our mortgage lending team is ready to put you in your dream home!

Farmers Mobile Mortgage App

Farmers National Bank mortgage app iconPut the power of the home loan application in your hands with the Farmers Mobile Mortgage App. Download the App today!


  • Fixed rates
  • One-time close
  • Common-sense underwriting
  • Local appraisers
  • Local decision making
  • Local disbursement
  • Flexibility on property acreage

View our Rates

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Farmers Mortgage Lending Team

When you’re ready to purchase your first home, your latest home, a vacation home or retirement home, let a Farmers National Bank Mortgage Loan Consultant make your home buying process easy and worry-free.

Daniel Bogunovich
Daniel Bogunovich Mortgage Loan Consultant NMLS: 1066183 Location: Alliance Office Office: 330-702-7261 Mobile: 330-428-1030 Email Dan Visit My Website Download My Mobile App
Amie Curtiss
Amie Curtiss Mortgage Loan Consultant NMLS: 1240928 Location: Lake Milton Office 330-849-3690 Mobile 330-606-1701 Email Amie Visit My Website Download My Mobile App
Ted George
Ted George Mortgage Loan Consultant NMLS: 562791 Location: Beaver Office Office: 724-709-2044 Email Ted Visit My Website Download My Mobile App
Joshua Hiller
Joshua Hiller Mortgage Loan Consultant NMLS: 985074 Location: Lodi Office Office: 330-441-4522 Email Joshua Visit My Website Download My Mobile App
Joe King
Joe King Mortgage Loan Consultant NMLS: 564810 Location: Howland Office Office: 330-609-8302 Email Joe Visit My Website Download My Mobile App
James Rhodes
James Rhodes Mortgage Loan Consultant NMLS: 564570 Location: Salem Office Office: 330-277-4316 Email James
Timothy Rhodes
Timothy Rhodes Mortgage Loan Consultant NMLS: 1198377 Location: Columbiana Office Office: 330-482-1974 Email Timothy Visit My Website Download My Mobile App
Deborah Rohr
Deborah Rohr Mortgage Loan Consultant NMLS: 1499783 Location: Canton Office Office: 330-526-7288 Email Deborah Visit My Website Download My Mobile App
Carol Schmalzl
Carol Schmalzl Mortgage Loan Consultant NMLS: 639461 Location: Canton Office Office 330-526-7284 Email Carol Visit My Website Download My Mobile App
Daniel Snively
Daniel Snively Mortgage Loan Consultant NMLS: 719173 Location: Massillon – Downtown Office Office: 330-236-4828 Email Daniel Visit My Website Download My Mobile App
Justin Troyer
Justin Troyer Mortgage Loan Consultant NMLS: 1241933 Location: Kidron Office Office: 330-439-4663 Email Justin Visit My Website Download My Mobile App

Community Development

Juan Santiago
Juan Santiago Vice President, Community Development Manager NMLS: 440044 Location: Columbiana Office Office 330-921-4159 Mobile 330-506-6164 Email Juan Visit My Website Download My Mobile App

Mortgage Sales Managers

Jim Boots
Jim Boots Vice President, Eastern Region, Mortgage Sales Manager NMLS: 562839 Location: Poland Office 330-702-8078 Mobile 330-518-3969 Email Jim Visit My Website Download My Mobile App
John Lacy
John Lacy Vice President, Western Region, Senior Mortgage Sales Manager NMLS: 563096 Location: Canton Office Canton Office: 234-203-0612 Orrville Office 330-403-4232 Email John Visit My Website Download My Mobile App

Mortgage Manager

Michael Marzich
Michael Marzich Vice President, Mortgage and Consumer Loan Manager NMLS: 562692 Location: Canfield Office Office: 330-702-7262 Email Michael


Fixed-rate mortgage

If you’re planning to stay in your home for a long time and you’re looking for a predictable loan, choose a traditional fixed-rate mortgage. Your monthly principal and interest payment will never go higher. Farmers offers a variety of competitive fixed-rate mortgages.

Variable-rate mortgage

If there’s a chance you might move in a few years, a variable-rate mortgage might be best for you. A variable-rate mortgage starts out with a lower interest rate and lower payment. At Farmers, you can choose a variable-rate mortgage that begins with a fixed rate for three or five years. The rate may increase or decrease annually after the initial loan term and has a maximum increase over the life of the loan.

No Closing Costs Mortgage

Whether it’s a new purchase, refinance, home improvement or debt consolidation loan, our experienced team of home lenders can help identify the mortgage program to fit your financial needs.

Construction loan

You have enough tough decisions to make when building your new home. Let Farmers simplify things with one loan — a single closing featuring a locked-in rate at a time of application. Your loan automatically converts to a fully amortizing, permanent loan at the completion of the construction.

Neighborhood Loan Program

The Neighborhood Loan Program is a first mortgage loan to assist in the purchase of a home for low-to-moderate income families and low-to-moderate neighborhoods. Farmers may provide grant money to assist with down payment and/or closing costs. Loans from this program can be up to 30 years and feature a fixed rate of interest with very low down-payment requirements.

Home improvement loan

Not time to move? Is it time to put some money back into your house? The home improvement loan at Farmers National Bank is an unsecured loan that requires new money. Whether you are a do-it-yourselfer or leave it to the pros, use a Farmers home improvement loan to help you pay for a simple home projects or complex home improvements.

Bridge loan

Make all of your past mortgage payments work for you. Tap into the equity in your current home to purchase your new dream home with a home equity line of credit bridge loan.


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