Check out what Farmers can offer you
Farmers checking accounts make it easy to access your money when you need it. From our free Totally Green Checking to interest-bearing accounts loaded with features, we have the right checking account for you! All of the Farmers National Bank checking accounts feature the complimentary services below:
- MoneyPass Network®
- Free online banking, online bill pay and mobile banking
- Online banking check images
- E-statements**
- Financial consultation
- Insurance quote
- Overdraft privilege***
- Instaline overdraft protection****
- Debit card******
- Telephone banking
Open an Account
Non-Interest-Bearing Checking Accounts
| Totally Green | |
|---|---|
| Minimum to Open | $100 |
| Monthly Service Fee | None |
| Interest | No |
| Complimentary Checks | No |
| Monthly Statement | E-Statement** ($3/month for paper statement) |
| Additional Services | Complimentary insurance quote and financial consultation |
| Check Writing | Unlimited |
| Debit Card | Yes |
| Online Banking, BillPay, Mobile Banking & E-statements** | Yes |
Interest-Bearing Checking Accounts
| Platinum Checking | Premier Interest | Bonus Checking | Farmers 50 Advantage | |
|---|---|---|---|---|
| Minimum to Open | $100 | $1,500 | $100 | $100 |
| Monthly Service Fee | $20 per month if daily balance falls below $4000 at any time during the month | $10 per month if daily balance falls below $1500 at any time during the month | $5 per month if daily balance falls below $500 at any time during the month | $8 per month if daily balance falls below $500 at any time during the month |
| Interest | Interest paid on daily balance***** | Tiered interest rate based on daily balance***** | Bonus rate paid on first $15,000 when account requirements are met***** | Interest earned when $1,500 minimum daily balance is maintained***** |
| Complimentary Checks | Yes | No | No | Complimentary Farmers 50 Advantage Checks ($3.99 shipping/handling per box) |
| Monthly Statement | E-Statement** or Paper Statement available | E-Statement** or Paper Statement available | E-Statement** or Paper Statement available | E-Statement** or Paper Statement available |
| Additional Services | Complimentary insurance quote and financial consultation | Complimentary insurance quote and financial consultation | Complimentary insurance quote and financial consultation | Complimentary insurance quote and financial consultation. |
| Check Writing | Unlimited | Unlimited | Unlimited | Unlimited |
| Debit Card | Yes | Yes | Yes | Yes |
| Online Banking, BillPay, Mobile Banking & E-statements** | Yes | Yes | Yes | Yes |
| Additional Information |
Interest paid on the following account balances: 0.08% APY* on all balances |
Refer to account brochures and disclosures for full details. | Variable rate currently 2.00% APY* on the first $15,000 for qualified accounts (1 electronic direct deposit or automatic debit, make at least 10 purchases with your debit card that post to your account within the current statement cycle, agree to receive your statement electronically.) Otherwise the rate will be 0.02% APY*. | Refer to account brochures and disclosures for full details. |
Overdraft Privilege***
Are You Covered?
Your permission is required to continue overdraft coverage on everyday debit card and ATM transactions. Click the link below to opt-in or for more information.
*APY = Annual Percentage Yield
**Canceling E-statements: You may opt-out of E-statements at any time by visiting one of our branch locations. If you opt-out of E-statements, we will resume delivery of your paper statements by U.S. Mail. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. For Totally Green & Business Green Checking accountholders, there will be an additional $3.00 monthly paper statement charge.
***Certain qualifications and restrictions apply. There is a $36 fee per overdraft occurrence.
****Subject to credit approval. Ask for full details and disclosures.
*****Refer to interest rate charts and accounts disclosures for details. Learn more information about our additional services.
******Available with approved application.
Other fees, terms and conditions apply.
Rates are subject to change without notice.
SEE BANK DISCLOSURE FOR DEPOSIT MINIMUMS AND OTHER REQUIREMENTS