Skip to main content Go to Online Banking

To enhance your digital banking security, as of August 1, 2022, Farmers National Bank is adding an additional layer of SecureNow authentication for your online and mobile banking experience.

Learn more

Consumer Rates Resources

Big, small, and everything in-between

Dream big with lines of credit and loans from Farmers National Bank. Our products below give you the flexibility to choose a consumer loan based on your needs.

HELOC (Home Equity Line of Credit)

HELOC comparison table.
Product Interest Rate Annual Percentage Rate Closing Fees Monthly Payment Details
30 Year Variable Rate HELOC
Minimum Credit Score 650
$10,000 Minimum Loan Amount
4.75% 4.75% $250.00 $195.21
Interest-Only Payment
5 Year Fixed Rate HELOC
Minimum Credit Score 760
$25,000 Minimum Loan Amount
4.99% 4.99% $250.00 $205.07
Interest-Only Payment
  • What you should know about home equity lines of credit
  • The 30 Year Variable Rate HELOC is a 10 Year Draw period, 20 Year Repayment period
  • 5 Year Fixed HELOC is 4.99% Fixed for 5 Years, with a 20 Year Variable Rate Repayment based on Prime Rate
  • Borrow up to 85% of the Equity in your home
  • Historically low rates based off of Prime Rate
  • Annual Fee Waived First Year
  • No minimum draw requirement
  • Payment examples are based on $50,000 Loan Amount

Submit a Loan Inquiry

Home Equity Fixed Installment Loan

Home Equity Fixed Installment Loan details.
Product Interest Rate Annual Percentage Rate Closing Fees Monthly Payment Details
10 Year Fixed Rate Home Equity Fixed Installment Loan
Minimum Credit Score 650
$20,000 Minimum Loan Amount
4.500% 4.570% $743.00 $516.71
  • With a Farmers National Bank 10 Year Fixed Home Equity Fixed Installment Loan, the funds are disbursed in one lump sum and your monthly payment does not change during your term
  • Consistent payments throughout the life of the loan
  • Fixed Rate for Life
  • Borrow up to 85% of the Equity in your home
  • Make additional payments at any time without penalty
  • Rate reflects .25% discount for setting up automatic payments with Farmers National Bank

Submit a Loan Inquiry

Auto Loans

Personal loan comparison table.
Product Interest Rate Annual Percentage Rate Year of Vehicle Monthly Payment Details
Fixed Rate Auto Loan
48 Months
4.65% 5.34% 2014-2022 $342.64
Fixed Rate Auto Loan
60 Months
4.90% 5.46% 2015-2022 $281.92
Fixed Rate Auto Loan
72 Months
5.15% 5.62% 2017-2022 $242.13
  • Fixed Rate Terms, can go as low as 24 Months or as high as 72 Months
  • Minimum Credit Score 650
  • Rate reflects .25% for setting up automatic payments with Farmers National Bank
  • Borrow up to 100% of the value in the car
  • Make additional payments at any time without penalty
  • Rates and Terms based off of Credit Score and Loan Term
  • Antique and Classic Autos financed on a case by case basis

Submit a Loan Inquiry

Top
Some content requires Adobe Acrobat Reader to view.