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Home Equity Loans Personal

Home Equity Loan

Put the equity in your home to work for you with a Home Equity Loan. Great for the financing of a particular purchase—home improvement, education, vacations, debt consolidation or other expenses. With the stability of a fixed rate loan over a fixed term, it is an ideal solution to your borrowing needs.

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Home Equity Line of Credit

A Home Equity Line of Credit allows you to have funds available when you need them, without any paperwork, questions or waiting for approvals. Ask about the additional benefit of opening a home equity line simultaneous with your Farmers’ mortgage. With a Farmers’ Home Equity Line of Credit, you’ll have the money you need, when you need it for home improvements, college educations, debt consolidation, vacations or other expenses.

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Home Improvement Loan

Whether you’re a do-it-yourselfer or you leave it to the pros, with a Home Improvement Loan from Farmers National Bank you can tackle all those projects you’ve been planning. Let a Farmers National Bank representative assist you with getting the best rate to get your home projects completed.

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Farmers Home Emergency Loan Program

The Home Emergency Loan Program is available to assist lower income borrowers with a loan for the purposes of:

  • Plumbing and / or Septic Replacement or Repair
  • Roofing Replacement or Repair
  • Foundation or Structural Repairs
  • Electrical Repair
  • Furnace or Heating Source Replacement or Repair
  • Hot Water Tank Replacement
Minimum Loan Amount $500
Maximum Loan Amount $10,000
Term 60-120 months
Costs No application fee

Estimates must be provided for the full repair or replacement. Estimate must reflect only qualified repairs. No cosmetic or other items to be included in the estimate. Self-work is not eligible. If cost is not a guaranteed price, 10% Contingency is required. Funds provided directly to contractor at time of completion with invoice signed by all parties. All borrowers must be at or below low to moderate income limit for the census tract of the property. Single-Family, Owner-Occupied Property only. Monthly payment by ACH required. Proof and verification of income required. A loan with an APR of 9.99% for a loan amount of $10,000 with a 60 month term, would result in an approximate monthly payment of $212.42. APR = Annual Percentage Rate. Offer is subject to credit approval and program guidelines.

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