We serve as the commercial bank for businesses as diverse as manufacturers, retailers, public entities, nonprofits, professional and service companies, both small and large. Farmers takes a practical approach to your banking needs and offer the latest products and technologies.
The way we see it, our job is to provide you with solutions to your banking needs that are clear, direct and beneficial to managing and growing your business.
Find the Smart Pay Mobile App on your Apple or Android devices.
Control the costs, timing and security when it comes to paying employees, issuing payments to vendors and suppliers, and handling other business expenses.
With ACH, you can create payroll direct deposit, pay expense reimbursements, and make payments electronically.
Suited for businesses that send high dollar-value payments, our Wire Transfer service offers a fast and reliable method to disburse funds, right from the convenience of your office. Token, Trusteer software and call backs provide additional security against the ever-growing risk of wire fraud.
Controlled Disbursement allows a business to verify required conditions are met before paying a check. This security feature requires all presented checks be approved by the issuer.
Check Positive Pay automatically verifies the authenticity of presented checks before they are paid, while also stopping altered or counterfeit checks from clearing your account.
ACH Positive Pay enables a business to list approved sources for ACH debits that are clearing a checking account.
A purchasing card offers an efficient, cost-effective process for companies to make electronic business-to-business payments for services and goods. With this type of bankcard, employers can place spending caps for specific departments/employees, set monthly limits and make purchases from specific merchants.
Netspend® Paycard, also known as a payroll card, is a prepaid card that employers can use to pay employees instead of issuing paper checks or using direct deposit. These cards offer your employees safe, secure and instant access to their paychecks. No waiting for checks to clear or expensive check cashing fees for your employees.
Let Farmers National Bank’s business credit card play a part in your daily business. Whether your business is big or small or somewhere in between, we’ve seen it all!
For a lost or stolen card in the United States, call 1-866-552-8855 toll-free, 24 hours a day.
To enhance your cash flow position through the use of state of the art technology solutions.
Reduce payment processing and convert collections into cash faster with our Lockbox services. Farmers provides an efficient, secure and cost effective Lockbox solution that allows customers to receive, deposit and post payments for low or high volume remittance accounts.
With ACH, businesses can concentrate payments from your customers thereby saving time and expense in accounts receivable collections.
Remote Deposit Capture (RDC), allows businesses to make deposits from your office securely, eliminate trips to the bank, improve the deposit process and increase cash flow. Checks are scanned to create a digital deposit, which is then transmitted over an encrypted Internet connection and the deposit is posted to your account.
Benefits:
By partnering with FiNet, we provide the following payment solutions:
One ransomware event or corporate account takeover can cripple a small business. Today, it’s imperative for small business owners to understand the means and methods cyber criminals employ and take every precaution to keep their data safe.
At Farmers, we continue to invest in advanced technology and implement evolving security procedures to make your banking more secure.
This free security download is available to Farmers National Bank business clients. Trusteer provides an additional layer of protection in conjunction with your current firewall and antivirus programs.
Check
Positive Pay
ACH Positive Pay
Debit Blocker | ACH Filter
Trusteer
Rapport
Multi-Factor
Authentication
Security
Token
Required Password Complexity
Stay informed of local, regional, and global investment trends, and maintain thorough investment policies with Farmers National Bank. Whether you have short or long-term investment goals, our knowledgeable team can help you reach your target, earn interest, and maintain acceptable risk.
Our experienced Treasury Management banking professionals can provide guidance on the following products:
With two Business Sweep solutions available, you can maximize your available funds to meet your borrowing and investment needs, all while saving time.
Public Funds Sweep is available to public entities that are designated as such by their State or the Federal government and is subject to audits performed by that State or Federal authority. This liquid investment option allows for a competitive interest rate with total access by the public entity.
The Public Funds Sweep allows interest on unused funds to be earned and still have the daily availability needed.
ICS, the Insured Cash Sweep® service, is a cash management option provided by IntraFi Network that allows funds placed into demand deposit accounts (DDAs) to be eligible for multi-million dollar FDIC insurance. It is a smart, secure and convenient way to safeguard your large deposits.
You can access your ICS funds placed in the demand deposit account as often as you would like to meet your cash flow needs.
Treasury Management, or TM for short, is a set of essential services that businesses can utilize to streamline processes and promote efficiency.
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