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Damascus Location Without Power

Due to power outages in the area, our Damascus location is closed. Please contact our customer support center at 1-888-988-3276 or visit our locations page to find another branch near you.

Farmers National Bank #1 Performing Bank in Ohio

Farmers National Bank is proud to announce that we were recently named the #1 Top Performing Bank in the state of Ohio and #30 in the nation of banks in the $1-5 Billion asset size. Click here to read the full press release.

Certificates of Deposit Personal

A lucrative commitment

Certificates of Deposit (CDs) allow customers to save at potentially higher rates than savings or money market accounts.

See Current Rates

Comparison table of certificates of deposit.
  7 - 31 Day CD 3 Month CD 6 - 11 Month CD 12 - 120 Month CD
Minumum to Open $1,000 $1,000 $1,000 $1,000
Timeframes 7 - 31 Days 3 Months 6 - 11 Months 12 - 120 Months
Penalty Penalty for early withdrawal* Penalty for early withdrawal* Penalty for early withdrawal* Penalty for early withdrawal*
Rate Competitive interest rates set weekly** Competitive interest rates set weekly** Competitive interest rates set weekly** Competitive interest rates set weekly**
Maturity Automatic renewal*** Automatic renewal*** Automatic renewal*** Automatic renewal***
Interest Interest paid by check, deposit to account or capitalized on the CD at maturity Interest paid by check, deposit to account or capitalized on the CD at maturity Interest paid monthly, quarterly or at maturity by check, deposit to account or capitalized on the CD**** Interest paid monthly, quarterly or at maturity by check, deposit to account or capitalized on the CD****

Additional Information

  • CD balances over $100,000 are not automatically renewable
  • No deposits permitted except at maturity
  • Refer to rate charts and disclosures for full details

*See disclosure for details. Partial cash withdrawal is permitted early with penalty.

**Once opened, interest rate does not change for the term of the CD. Refer to rate charts and disclosures for full details

***Customer has 10 days after maturity date to cash, add to, or change without penalty under $100,000

****Compounding of interest is permitted quarterly

Other fees, terms and conditions apply.

Rates are subject to change without notice.

SEE BANK DISCLOSURE FOR DEPOSIT MINIMUMS AND OTHER REQUIREMENTS

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