Business Loans Business

Lending you the money to make money

Farmers National Bank's Commercial Lenders are poised to provide you with the best loan for your business.

Commercial Term Loans

Commercial term loans can be used to purchase machinery, equipment, vehicles, office furniture and other business essentials.

Revolving Lines of Credit

Lines of credit made available for short-term working capital and seasonal needs. Purchase inventory, pay bills, fund payroll and much more.

Commercial Real Estate Loans

Use a commercial real estate loan to acquire or refinance commercial property for your business. Up to 20-year amortization schedules with competitive fixed or variable rate options are available.

Construction Loans

You’ve built a business. Now it’s time for your business to build. Farmers offers construction loans with long-term permanent financing options for new construction or building expansions.

Domestic Letters of Credit

To help your business facilitate the flow of goods, Farmers provides standby and irrevocable letters of credit. Administrative fees are billed annually.

Small Business Administration (SBA) Loans

Various programs and services are available to help small business owners start, grow and succeed with their businesses. Reduced down-payment requirements with longer repayment terms than conventional loans are available with the help of the SBA.

GrowNow Ohio Participant

Farmers is a participant of GrowNow Ohio, a path to more affordable small business borrowing from the Ohio Treasurer. The program enables small business owners to receive a reduced interest rate on a bank loan when they link the loan to job growth or retention in the state of Ohio.

Visit the Ohio Treasurer’s website to apply online.

Public and Municipal Finance

Need funding for your non-profit organization or a public agency? Farmers can help with that too!

To apply for a Business Loan, please contact a member of our Commercial Lending Team below.