Lending you the money to make money
Farmers National Bank's Commercial Lenders are poised to provide you with the best loan for your business.
Commercial Term Loans
Commercial term loans can be used to purchase machinery, equipment, vehicles, office furniture and other business essentials.
Revolving Lines of Credit
Lines of credit made available for short-term working capital and seasonal needs. Purchase inventory, pay bills, fund payroll and much more.
Commercial Real Estate Loans
Use a commercial real estate loan to acquire or refinance commercial property for your business. Up to 20-year amortization schedules with competitive fixed or variable rate options are available.
Construction Loans
You’ve built a business. Now it’s time for your business to build. Farmers offers construction loans with long-term permanent financing options for new construction or building expansions.
Domestic Letters of Credit
To help your business facilitate the flow of goods, Farmers provides standby and irrevocable letters of credit. Administrative fees are billed annually.
Small Business Administration (SBA) Loans
Various programs and services are available to help small business owners start, grow and succeed with their businesses. Reduced down-payment requirements with longer repayment terms than conventional loans are available with the help of the SBA.
GrowNow Ohio Participant
Farmers is a participant of GrowNow Ohio, a path to more affordable small business borrowing from the Ohio Treasurer. The program enables small business owners to receive a reduced interest rate on a bank loan when they link the loan to job growth or retention in the state of Ohio.
Visit the Ohio Treasurer’s website to apply online.
Public and Municipal Finance
Need funding for your non-profit organization or a public agency? Farmers can help with that too!
To apply for a Business Loan, please contact a member of our Commercial Lending Team below.
Ohio Commercial Lending Team
East Region
Andrew Estock
Vice President, Market President (East)
Director of Commercial Lending
aestock@farmersbankgroup.com
Breen Bannon
Vice President, Senior Relationship Manager
Commercial Lending
bbannon@farmersbankgroup.com
Greg Ensley
Vice President, Senior Relationship Manager
Commercial Lending
gensley@farmersbankgroup.com
Fred Mozzocio
Vice President, Relationship Manager
Commercial Lending
fmozzocio@farmersbankgroup.com
Pete Noll
Vice President, Relationship Manager
Commercial Lending
pnoll@farmersbankgroup.com
Tyler Barnhouse
Assistant Vice President, Small Business Lender
Commercial Lending
tbarnhouse@farmersbankgroup.com
Amanda Stewart
Assistant Vice President, Small Business Lender
Commercial Lending
akstewart@farmersbankgroup.com
West Region
William Shivers
Senior Vice President,
Regional President
wshivers@Farmersbankgroup.com
Dan Bryan
Vice President, Senior Relationship Manager
Commercial Lending
dbryan@farmersbankgroup.com
Brad Guess
Vice President, Senior Relationship Manager
Commercial Lending
BGuess@Farmersbankgroup.com
Dean Karhan
Assistant Vice President, Agribusiness
Community Bank
DKarhan@Farmersbankgroup.com
James Pittman
Vice President, Senior Relationship Manager
Commercial Lending
JPittman@farmersbankgroup.com
David Simko
Vice President, Senior Relationship Manager
Commercial Lending
DSimko@farmersbankgroup.com
Darrell Smucker
Vice President
Business Banking
DSmucker@Farmersbankgroup.com
Thomas Stocksdale
Senior Vice President, Agribusiness
Community Banking
TStocksdale@Farmersbankgroup.com
Justin Troyer
Vice President
Commercial Banking Team Leader
JTroyer@Farmersbankgroup.com
Morgan Gerhart
Banking Officer
Agricultural Lending Associate
MGerhart@Farmersbankgroup.com
North Region
Michael Mudrak
Senior Vice President,
Market President (Cleveland)
mmudrak@Farmersbankgroup.com
Jamie Brotherton
Vice President,
Senior Commercial Relationship Manager
JBrotherton@Farmersbankgroup.com
Danielle Brown
Vice President,
Commercial Relationship Manager
DMBrown@farmersbankgroup.com
Robert Helton
Vice President,
Commercial Relationship Manager
RHelton@farmersbankgroup.com
Richard Ritley
Assistant Vice President,
Commercial Relationship Manager
RRitley@Farmersbankgroup.com
Pennsylvania Commercial Lending Team
Matthew Feleppa
Vice President, Senior Relationship Manager
Commercial Lending
MFeleppa@Farmersbankgroup.com
Nicole Figura
Vice President,
Commercial Relationship Manager
NFigura@Farmersbankgroup.com
Robert Foust
Vice President,
Commercial Relationship Manager
RFoust@Farmersbankgroup.com
Josh Fye
Vice President,
Commercial Relationship Manager
JFye@Farmersbankgroup.com
Jon Kosior
Vice President,
Commercial Relationship Manager
JKosior@Farmersbankgroup.com