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Business Loans Business

Lending you the money to make money

Farmers National Bank's Commercial Lenders are poised to provide you with the best loan for your business.

Commercial Term Loans

Commercial term loans can be used to purchase machinery, equipment, vehicles, office furniture and other business essentials.

Revolving Lines of Credit

Lines of credit made available for short-term working capital and seasonal needs. Purchase inventory, pay bills, fund payroll and much more.

Commercial Real Estate Loans

Use a commercial real estate loan to acquire or refinance commercial property for your business. Up to 20-year amortization schedules with competitive fixed or variable rate options are available.

Construction Loans

You’ve built a business. Now it’s time for your business to build. Farmers offers construction loans with long-term permanent financing options for new construction or building expansions.

Domestic Letters of Credit

To help your business facilitate the flow of goods, Farmers provides standby and irrevocable letters of credit. Administrative fees are billed annually.

Small Business Administration (SBA) Loans

Various programs and services are available to help small business owners start, grow and succeed with their businesses. Reduced down-payment requirements with longer repayment terms than conventional loans are available with the help of the SBA.

GrowNow Ohio Participant

Farmers is a participant of GrowNow Ohio, a path to more affordable small business borrowing from the Ohio Treasurer. The program enables small business owners to receive a reduced interest rate on a bank loan when they link the loan to job growth or retention in the state of Ohio.

Visit the Ohio Treasurer’s website to apply online.

Public and Municipal Finance

Need funding for your non-profit organization or a public agency? Farmers can help with that too!

To apply for a Business Loan, please contact a member of our Commercial Lending Team below.

Ohio Commercial Lending Team

East Region

Andrew Estock

Vice President, Market President (East)
Director of Commercial Lending
aestock@farmersbankgroup.com

Breen Bannon

Vice President, Senior Relationship Manager
Commercial Lending
bbannon@farmersbankgroup.com

Greg Ensley

Vice President, Senior Relationship Manager
Commercial Lending
gensley@farmersbankgroup.com

Fred Mozzocio

Vice President, Relationship Manager
Commercial Lending
fmozzocio@farmersbankgroup.com

Pete Noll

Vice President, Relationship Manager
Commercial Lending
pnoll@farmersbankgroup.com

Tyler Barnhouse

Assistant Vice President, Small Business Lender
Commercial Lending
tbarnhouse@farmersbankgroup.com

Amanda Stewart

Assistant Vice President, Small Business Lender
Commercial Lending
akstewart@farmersbankgroup.com

West Region

William Shivers

Senior Vice President,
Regional President
wshivers@Farmersbankgroup.com

Dan Bryan

Vice President, Senior Relationship Manager
Commercial Lending
dbryan@farmersbankgroup.com

Brad Guess

Vice President, Senior Relationship Manager
Commercial Lending
BGuess@Farmersbankgroup.com

Dean Karhan

Assistant Vice President, Agribusiness
Community Bank
DKarhan@Farmersbankgroup.com

James Pittman

Vice President, Senior Relationship Manager
Commercial Lending
JPittman@farmersbankgroup.com

David Simko

Vice President, Senior Relationship Manager
Commercial Lending
DSimko@farmersbankgroup.com

Darrell Smucker

Vice President
Business Banking
DSmucker@Farmersbankgroup.com

Thomas Stocksdale

Senior Vice President, Agribusiness
Community Banking
TStocksdale@Farmersbankgroup.com

Justin Troyer

Vice President
Commercial Banking Team Leader
JTroyer@Farmersbankgroup.com

Morgan Gerhart

Banking Officer
Agricultural Lending Associate
MGerhart@Farmersbankgroup.com

North Region

Michael Mudrak

Senior Vice President,
Market President (Cleveland)
mmudrak@Farmersbankgroup.com

Jamie Brotherton

Vice President,
Senior Commercial Relationship Manager
JBrotherton@Farmersbankgroup.com

Danielle Brown

Vice President,
Commercial Relationship Manager
DMBrown@farmersbankgroup.com

Robert Helton

Vice President,
Commercial Relationship Manager
RHelton@farmersbankgroup.com

Richard Ritley

Assistant Vice President,
Commercial Relationship Manager
RRitley@Farmersbankgroup.com

Pennsylvania Commercial Lending Team

Matthew Feleppa

Vice President, Senior Relationship Manager
Commercial Lending
MFeleppa@Farmersbankgroup.com

Nicole Figura

Vice President,
Commercial Relationship Manager
NFigura@Farmersbankgroup.com

Robert Foust

Vice President,
Commercial Relationship Manager
RFoust@Farmersbankgroup.com

Josh Fye

Vice President,
Commercial Relationship Manager
JFye@Farmersbankgroup.com

Jon Kosior

Vice President,
Commercial Relationship Manager
JKosior@Farmersbankgroup.com

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