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See how Farmers can help you make the most of your money with 2.00% APY* with a Bonus Checking Account!

 

$100 minimum to open. *Variable rate currently 2.00% APY (Annual Percentage Yield) on the first $15,000.00 for qualified accounts. Qualifications include: 1 electronic direct deposit or automatic debit, make at least 10 purchases with your debit card that post to your account within the statement cycle, agree to receive your statement electronically. Otherwise the rate will be 0.02% APY. The APY is accurate as of October 2, 2023. A $5.00 per month service charge will occur if the daily balance falls below $100 anytime during the month. The higher interest rate will not be received if the customer opts out of e-statements. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. Offer subject to rate change or cancellation at any time. Fees may reduce earnings. See full disclosure for details.

Make your money work as hard as you do and rake in the savings.

6-Month* Money Market 4.00% APY* $10,000 in new money minimum

Business Farmers Select Money Market offers an introductory rate of 3.93% with an Annual Percentage Yield (APY) of 4.00% for the first 6 months. All funds under the promotional rate must be new money to Farmers National Bank. $10,000 minimum in new money required to open account and obtain stated APY. New money is money currently not on deposit with Farmers National Bank. Offer is not valid on public funds. The APY is accurate as of (10/3/2023). Fees may reduce earnings. See full disclosure for additional details. Offer is subject to cancellation without notice.

*After the introductory period, the Business Farmers Select Money Market and APY is subject to change at our discretion, and is based upon the rate and APY in effect at the time the introductory rate expires. Below is the current APY as of 10/3/2023: balances $10,000 and over earn 4.00% APY for the first six months and 2.25% APY for the second six months for a blended APR of 3.35%.

Cozy up to a great rate!

6-Month* Money Market 4.50% APY $5,000 in new money minimum

Consumers Farmers Select Money Market offers an introductory rate of 4.41 % with an Annual Percentage Yield (APY) of 4.S0% for the first 6 months. All funds under the promotional rate must be new money to Farmers National Bank or transferred from maturing CD's. $S,000 minimum in new money required to open account and obtain stated APY. New money is money currently not on deposit with Farmers National Bank or transferred from maturing CD's. Offer is not valid on public funds. The APY is accurate as of 10/3/2023. Fees may reduce earnings. See full disclosure for additional details. Offer is subject to cancellation without notice.

*After the introductory period, the Farmers Select Money Market rate and APY is subject to change at our discretion, and is based upon the rate and APY in effect at the time the introductory rate expires. Below is the current APY as of 10/3/2023: balances $5,000 and over earn 4.50% APY for the first six months and 2.25% APY for the second six months for a blended APR of 3.35%.

With these interest rates, you could be raking it in.

 

5.00% APY 7 Month CD ($1,000 minimum in new money to open)

7 Month CD

All funds under the promotional CD must be new money to Farmers National Bank. Minimum deposit required of $1,000 in new money to open the CD and receive the Annual Percentage Yield (APY) of 5.00%. Interest rate: 4.95%. New money is money not currently on deposit with Farmers National Bank. A penalty may be imposed for early withdrawal from a CD. The APY above is accurate and effective as of January 2, 2024 and may change thereafter for new accounts. Fees may reduce earnings on the account. Offer is subject to change at any time.

Create your own masterpiece!

A 5.99% introductory APR* Home equity Line of Credit can help!

*The Home Equity Line of Credit 5.99% introductory APR (Annual Percentage Rate) rate is a 6-month fixed rate based on a 85% loan-to-value (LTV) or less at the time of application. A minimum new money loan amount of $25,000 or minimum $25,000 increase to an existing line with a minimum credit score of 720 is required. Auto debit from a Farmers National Bank checking account is required to receive the lowest rate, but is not required for loan approval. Advances of credit can be obtained during the draw period of 120 months. After the draw period, the repayment period of 240 months begins. lf the minimum payment is made and no other advances were taken, it would take 30 years to pay off a credit advance of $10,000 at an Annual Percentage Rate of 8.500%. 0uring that period, 120 monthly payments would be made ranging from $65.21 to $72.19 in the draw period followed by 239 monthly payments of $86.78 in the repayment period and a final payment of $86.80 . After the 6-month introductory period, the APR is variable and is based upon the prime Rate (the index) as published in the Wall Street Journal. As of October 16, 2023, the current Prime Rate is 8.500%. The variable rate can change monthly based on the Prime Rate. The rate will not vary above 20.00% APR, or applicable state law, or below 4.00% APR except during the 6-month introductory period. As of March 1, 2023 the variable rate for Home Equity Lines of Credit ranged from Prime + 0.00% to Prime + 3.75% depending on the credit score and LTV at time of application. Customer pays no closing costs up to a $250,000 loan, except a $250 Loan Origination Fee that will be advanced to the line at the time of closing. Loan amounts of $250,000 or more may require title insurance. The offer is for owner-occupied, single family properties only. lnvestment properties and second homes are not eligible. A $60 annual fee will be assessed upon the first anniversary date of account opening and annually thereafter. A Prepayment Penalty of $400 is applied if the account is terminated within the first three years (36 months) of the Credit Agreement date. Property insurance is required, and flood insurance will also be required if the property is determined to be in a Special Flood Hard Area. Promotion is not available on Simultaneous Closing loans. Promotion not eligible for an investment property. Offer subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. lnterest rates and program terms are subject to change without notice. Consult your tax and or legal advisor regarding the deductibility of interest rates and fees. Other fees and restrictions may apply. Other rates and terms are available. The Checking Account terms and conditions that apply to Farmers National Bank checking account products can be obtained by visiting a branch location or calling the Customer Support Center at 1.888.988.3276. Offer expires February 29, 2024.

$250 Off Closing Costs when you download the Farmers Mobile Mortgage App and apply online.

 

This offer is valid for all first lien mortgage transactions. This offer is not valid with any other special or rate promotion being offered by Farmers. Subject to credit approval. Other terms and conditions may apply. To receive this offer, the customer must  download the Farmers Mobile Mortgage app and apply online through the mobile app or through the Mortgage Center on Farmers National Bank’s website at www.farmersbankgroup.com. Other fees apply. Offer is subject to cancellation at any time.

No Closing Cost Mortgage

 

Whether it's a new purchase, refinance, home improvement or debt consolidation loan, our experienced team of Home Mortgage Lenders can help you identify the mortgage program to fit your financial needs. Click here to find a loan consultant.

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