Skip to main content Go to Online Banking

Farmers National Bank #1 Performing Bank in Ohio

Farmers National Bank is proud to announce that we were recently named the #1 Top Performing Bank in the state of Ohio and #30 in the nation of banks in the $1-5 Billion asset size. Click here to read the full press release.

Promotions Personal

Holiday Loan Sale


  • $2,500 - $10,000
  • 24 to 60 Months
  • Lower your rate with automatic payments from a Farmers checking account

The Holiday Loan is an unsecured loan that requires new money (money not currently owed to Farmers). The interest rate applied to the loan is based on your credit score. For example, the payment on a $5,000.00, 60-month fixed rate loan with an interest rate of 10.49% and corresponding Annual Percentage Rate (APR) of 12.08% is $107.09 with the monthly payment auto deducted from a Farmers Checking Account. Auto debit from a Farmers National Bank Checking account is required to receive the lowest rate, but is not required for loan approval. A loan fee of $195.00 applies. This offer is subject to credit approval based on the banks underwriting standards. Other rates and terms are available. Offer may be modified without notice. Offer expires January 31, 2020.

Bonus Checking Account

3.00% APY*

Earn 3.00% APY* on the first $15,000 when account requirements are met**

  • No monthly service charge with a daily balance of $100 or more
  • Only $100 to open
  • E-statements***

$100 minimum to open. *Variable rate currently 3.00% APY* (Annual Percentage Yield) on the first $15,000 for qualified accounts (**1 electronic direct deposit or automatic debit, make at least 10 purchases with your debit card that post to your account within the statement cycle, agree to receive your statement electronically). Otherwise the rate will be 0.02% APY* . The APY is accurate as of July 1, 2019. A $5.00 per month service charge will occur if the daily balance falls below $100 anytime during the month.

***The higher interest rate will not be received if the customer opts out of E-statements. There will be a $10.00 reinstatement fee associated with the reinstatement of paper statements.

Fees may reduce earnings. See full disclosure for details. Offer subject to rate change or cancellation at any time.

$250 Off Closing Costs when you download the Farmers Mobile Mortgage App and apply online.

 

This offer is valid for all first lien mortgage transactions. This offer is not valid with any other special or rate promotion being offered by Farmers. Subject to credit approval. Other terms and conditions may apply. To receive this offer, the customer must download the Farmers Mobile Mortgage app and apply online through the mobile app or through the Mortgage Center on Farmers National Bank’s website at www.farmersbankgroup.com. Other fees apply. Offer is subject to cancellation at any time.

Simple 6 CD Special

0.75% APY*

  • $1,000 minimum to open
  • No checking account required

Opening rate for this 6-month CD is 0.75% APY* (Annual Percentage Yield). The APY is accurate as of November 20, 2019. Minimum amount to open and maintain stated APY is $1,000. This account will automatically renew at the Simple 6 CD rate available at the time of renewal. Please see your local Farmers National Bank for full disclosure. You will have 10 calendar days after maturity to withdraw funds without a penalty. Certificates with less than 1 year remaining to maturity will be subject to a penalty equal to 3 months of interest on the principal withdrawn prior to maturity. Fees may reduce earnings. See full disclosure for additional details. Offer is subject to cancellation without notice.

13 - Month CD Special

1.25% APY*

  • $1,000 minimum to open
  • No checking account required

Opening rate for this 13-month CD is 1.25% APY* (Annual Percentage Yield). The APY is accurate as of November 20, 2019. An existing checking account relationship is not required to receive this offer. Minimum amount to open and required to obtain stated APY is $1,000. This account will automatically renew at the normal 13-month CD rate. Please see your local Farmers National Bank for full disclosure. You will have 10 calendar days after maturity to withdraw funds without a penalty. Certificates with less than 1 year remaining to maturity will be subject to a penalty equal to 3 months of interest on the principal withdrawn prior to maturity. Certificates with 1 to 3 years remaining to maturity will be subject to a penalty equal to 6 months of interest on the principal withdrawn prior to maturity. Fees may reduce earnings. Offer is subject to cancellation without notice.

18 - Month CD Special

1.20% APY*

  • $1,000 minimum to open
  • No checking account required

Opening rate for this 18-month CD is 1.20% APY* (Annual Percentage Yield). The APY is accurate as of November 20, 2019. An existing checking account relationship is not required to receive this offer. Minimum amount to open, and required to obtain stated APY, is $1,000. This account will automatically renew at the normal 18-month CD rate. Please see your local Farmers National Bank for full disclosure and additional details. You will have 10 calendar days after maturity to withdraw funds without a penalty. A flat 6-month interest penalty will be applied for early withdrawal regardless of time left until maturity. Offer is subject to cancellation without notice.

24 - Month CD Special

1.20% APY*

  • $5,000 minimum to open
  • No checking account required

Opening rate for this 24-month CD is 1.20% APY* (Annual Percentage Yield). The APY is accurate as of November 20, 2019. An existing checking account relationship is not required to receive this offer. Minimum amount to open, and required to obtain stated APY, is $5,000. This account will automatically renew at the normal 24-month CD rate. Please see your local Farmers National Bank for full disclosure and additional details. You will have 10 calendar days after maturity to withdraw funds without a penalty. A flat 12-month interest penalty will be applied for early withdrawal regardless of time left until maturity. Offer is subject to cancellation without notice.

3 -Year Step-Up CD

1.20% APY*

  • $5,000 minimum to open
  • One-time rate bump
  • No checking account required

Opening rate for this 3-year CD is 1.20% APY* (Annual Percentage Yield). The APY is accurate as of November 20, 2019. An existing checking account relationship is not required to receive this offer. Minimum amount to open, and required to obtain stated APY, is $5,000. This account allows a one-time rate increase option during the life of the certificate, therefore the rate may change after the account is opened. This account will automatically renew at the normal 3-year CD rate. Please see your local Farmers National Bank for full disclosure and additional details. You will have 10 calendar days after maturity to withdraw funds without a penalty. A flat 12-month interest penalty will be applied for early withdrawal regardless of time left until maturity. Offer is subject to cancellation without notice.

Platinum Checking Account

1.50% APY*

Introductory Annual Percentage Yield Platinum Checking Account

For the first 3 months

  • Earn 1.50% APY* for the first 3 months on all balances
  • No monthly service charges with daily balance of $2,500 or more
  • Only $100 to open
  • E-statements**

$100 minimum to open. All daily balances will earn 1.50% APY* (Annual Percentage Yield) for the first three months. After the introductory 3-month period, all balances will earn 0.50% APY* . A $15.00 per month service charge will occur if the balance falls below $2,500 at any time during the month. **Canceling E-statements: You may opt-out of E-statements at any time by visiting one of our branch locations. If you opt-out of E-Statements, we will resume delivery of your paper statements by U.S. Mail. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. See full disclosure for additional details. Offer is subject to rate change or cancellation at any time without notice.

3-Month Business CD Special

$10,000 - $49,999.99: 0.25% APY

$50,000 - $99,999.99: 0.40% APY

$100,000+: 0.50% APY

Rate for this 3-month Business CD is dependent upon amount of opening deposit. $10,000 - $49,999.99 is 0.25% APY (Annual Percentage Yield), $50,000 - $99,999.99 is 0.40% APY (Annual Percentage Yield), $100,000 or more is 0.50% APY (Annual Percentage Yield). The APY is accurate as of September 25, 2019 and will not change during the term of the certificate regardless of account balance. Rate is available to Business customers bringing new money to Farmers National Bank. An existing checking account relationship is not required to receive this offer. Minimum amount to open, and required to obtain stated APY, is $10,000. This account will automatically renew at the 3-month Business CD Special rate. Please see your local Farmers National Bank for full disclosure and additional details. You will have 10 calendar days after maturity to withdraw funds without a penalty. Certificates with a term less than 1 year will be subject to a penalty equal to 3 months of interest on the principal withdrawn prior to maturity. Offer is subject to cancellation without notice.

Top
Some content requires Adobe Acrobat Reader to view.