Rates Good Through 1/22/2019
Savings Accounts
| Product | Min. Opening Deposit | Int.erest Rate | Annual Percentage Yield |
|---|---|---|---|
| Statement Savings | $100.00 | 0.04% | 0.04% |
| Rocky Youth Savings | $25.00 | 0.06% | 0.06% |
| Holiday Savings | $5.00 | 0.05% | 0.05% |
| Health Savings $0 - $2,499.99 | $0.00 | 0.15% | 0.15% |
| Health Savings $2,500 - $4,999.99 | $0.00 | 0.30% | 0.30% |
| Health Savings $5,000 - $9,999.99 | $0.00 | 0.40% | 0.40% |
| Health Savings $10,000 and above | $0.00 | 0.55% | 0.55% |
Money Markets
| Product | Min. Opening Deposit | Int.erest Rate | Annual Percentage Yield |
|---|---|---|---|
| Money Market Index $0 - $4,999.99 | $5,000.00 | 0.00% | 0.00% |
| Money Market Index $5,000 - $7,499.99 | $5,000.00 | 0.05% | 0.05% |
| Money Market Index $7,500 - $24,999.99 | $5,000.00 | 0.08% | 0.08% |
| Money Market Index $25,000 and above | $5,000.00 | 0.18% | 0.18% |
| Elite Gold Money Market $0 - $24,999.99 | $25,000.00 | 0.00% | 0.00% |
| Elite Gold Money Market $25,000 - $99,999.99 | $25,000.00 | 0.05% | 0.05% |
| Elite Gold Money Market $100,000 - $174,999.99 | $25,000.00 | 0.08% | 0.08% |
| Elite Gold Money Market $175,000 - $249,999.99 | $25,000.00 | 0.13% | 0.13% |
| Elite Gold Money Market $250,000 and above | $25,000.00 | 0.08% | 0.08% |
Checking Accounts
| Product | Min. Opening Deposit | Int.erest Rate | Annual Percentage Yield |
|---|---|---|---|
| Premier Interest Checking $0 - $9,999.99 | $1,500.00 | 0.01% | 0.01% |
| Premier Interest Checking $10,000 - $24,999.99 | $1,500.00 | 0.02% | 0.02% |
| Premier Interest Checking $25,000 - $49,999.99 | $1,500.00 | 0.04% | 0.04% |
| Premier Interest Checking $50,000 and above | $1,500.00 | 0.06% | 0.06% |
| Farmers 50 Advantage | $100.00 | 0.02% | 0.02% |
| Platinum Checking | $100.00 | 0.60% | 0.60% |
| Platinum Checking - Introductory Rate for 3 Months | $100.00 | 1.98% | 2.00% |
| Bonus Checking Up to $15,000 (Bonus Rate on Qualified Accounts) | $100.00 | 1.49% | 1.50% |
| Bonus Checking Above $15,000 | $100.00 | 0.02% | 0.02% |
Certificates of Deposit (less than $100,000)
| Product | Min. Opening Deposit | Int.erest Rate | Annual Percentage Yield |
|---|---|---|---|
| 1 Month (7 - 31 days) | $1,000.00 | 0.01% | 0.01% |
| 3 Months (91 days) | $1,000.00 | 0.03% | 0.03% |
| 6 Months (182 days) | $1,000.00 | 0.10% | 0.10% |
| 12 - 17 Months | $1,000.00 | 0.15% | 0.15% |
| 18 - 23 Months | $1,000.00 | 0.20% | 0.20% |
| 24 - 35 Months | $1,000.00 | 0.25% | 0.25% |
| 36 - 47 Months | $1,000.00 | 0.35% | 0.35% |
| 48 - 59 Months | $1,000.00 | 0.45% | 0.45% |
| 60 - 120 Months | $1,000.00 | 0.65% | 0.65% |
| IRA 18 Month Variable | $1,000.00 | 0.20% | 0.20% |
| IRA 18 Month Fixed | $1,000.00 | 0.20% | 0.20% |
| IRA Savings | $500.00 | 0.10% | 0.10% |
CD Specials
| Product | Min. Opening Deposit | Int.erest Rate | Annual Percentage Yield |
|---|---|---|---|
| 3 Month | $2,500.00 | 0.40% | 0.40% |
| 13 Month | $1,000.00 | 2.47% | 2.50% |
| 18 Month | $1,000.00 | 2.72% | 2.75% |
| 24 Month | $5,000.00 | 2.92% | 2.95% |
| 36 Month Step-Up CD | $5,000.00 | 2.48% | 2.50% |
| 60 Month Bonus CD | $1,000.00 | 2.48% | 2.50% |
| Simple 6 CD | $1,000.00 | 1.99% | 2.00% |
View Terms and Conditions of Deposit Accounts (PDF)
Other fees, terms and conditions apply. Fees may reduce earnings.
Rates are subject to change without notice.
Negotiated rates available on Certificates over $100,000. Call 330.533.3341 for information.
Penalty for early withdrawal from Certificate accounts.