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Winter 2018 Holidays

Click here to view our Holiday Hours.

Attention Business Customers:

No ACH or wire transactions will be processed after 12:30 p.m. on Monday, December 24th or after 3:30 p.m. on Monday, December 31st. Please contact the Treasury Management Department for assistance.

Farmers National Bank #1 Performing Bank in Ohio

Farmers National Bank is proud to announce that we were recently named the #1 Top Performing Bank in the state of Ohio and #30 in the nation of banks in the $1-5 Billion asset size. Click here to read the full press release.

Savings Accounts Personal

A rewarding way to save

Whether you’re looking for a simple savings account or seeking a high-yield money market account, Farmers has you covered.

See Current Rates

Open an Account

New Customer

Existing Customer

Savings Options

Comparison table of savings accounts.
  Statement Savings Rocky Savings Health Savings Holiday Savings
Minumum to Open $100 None None $5
Monthly Service Fee $5 if daily balance falls below $100 at any time during the month None None None
Interest* Variable rate applied on daily balances over $1.00* Variable rate applied on daily balances over $1.00* Interest accrues daily on all balances* Interest compounded and credited annually regardless of balance, calculated on daily balances*
Statement Quarterly Statement Quarterly Statement Monthly Paper Statement At Account Closing
Debit Card Savings can be attached to debit card to allow ATM withdrawals No Yes (HSA debit card) No
Online Banking, BillPay, Mobile Banking & E-statements** Yes Yes (view only access for parent/guardian) Yes Yes (view only access)
Additional Information $1.00 service fee for each withdrawal over 6 per month $1.00 service fee for each withdrawal over 6 per month Withdrawals are tax free when used for qualified medical expenses Automatic transfers required from a Farmers checking account (weekly, bi-weekly, semi-monthly or monthly). Additional deposits can be made electronically or at teller window. No withdrawals may be made without closing account. Payout of principal and interest annually in October via automatic transfer into Farmers account.

Learn more information about our additional services.

*Refer to interest rate charts and account disclosures for full details

**Canceling E-statements:  You may opt-out of E-statements at any time by visiting one of our branch locations. If you opt-out of E-statements, we will resume delivery of your paper statements by U. S. Mail. There will be a $30 reinstatement fee associated with the reinstatement of paper statements.

Money Market Accounts

Comparison table of money market accounts.
  Money Market Index Elite Gold Money Market
Minumum to Open $5,000 $25,000
Monthly Service Fee $10.00 monthly service charge if balance falls below $5,000 at any time during the month $25.00 monthly service charge if balance falls below $25,000 at any time during the month
Interest* Variable tiered interest based on market conditions, subject to change monthly. Interest paid on balances of $5,000 or more.* If balance is below $5,000 - no interest is earned. Variable tiered interest based on market conditions, subject to change monthly. Interest paid on balances of $25,000 or more.* If balance is below $25,000 - no interest is earned.
Statement Monthly Paper Statement (E-statement available**) Monthly Paper Statement (E-statement available**)
Online Banking, BillPay, Mobile Banking & E-statements** Yes Yes

Additional Information

Learn more information about our additional services

*Refer to interest rate charts and account disclosures for full details

**Canceling E-statements: You may opt-out of E-statements at any time by visiting one of our branch locations. If you opt-out of E-statements, we will resume delivery of your paper statements by U. S. Mail. There will be a $30 reinstatement fee associated with the reinstatement of paper statements.

Other fees, terms and conditions apply.

Rates are subject to change without notice.

SEE BANK DISCLOSURE FOR DEPOSIT MINIMUMS AND OTHER REQUIREMENTS

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