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Farmers welcomes Cortland Bank customers

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Interested in earning interest?

This account includes all the benefits of our basic checking account with one important addition: Bonus Checking allows you to earn interest each month.

Features

  • 0.75% APR* on the first $15,000 when you meet account requirements
  • Minimum amount to open: $100
  • No monthly service charge
  • Unlimited check writing
  • Free online banking, online bill pay and mobile banking
  • E-statement required*
  • Debit card*
  • MoneyPass Network
  • Check printing cost based on selected style

* Refer to Account Disclosures for current service charges and fees.

Account requirements

The variable rate is currently 0.75% APR* (annual percentage yield) on the first $15,000 for qualified accounts. You must complete 1 electronic direct deposit or automatic debit, make at least 10 purchases with your debit card within the current statement cycle and agree to receive your statement electronically. Otherwise, the rate changes to 0.02% APR* . A $5 per month service charge will be incurred if the daily balance falls below $100 anytime during the month.

See current deposit rates.

View Terms and Conditions of Deposit Accounts (PDF).

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