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Branch Reopenings

These seven Branches are now open for full-service: Austintown, Calcutta, Lake Milton, Massillon (Mayflower), Orrville - West High, Newbury and Western Reserve. Click here for details on our important safety guidelines.

Updated Customer Support Center Hours

Effective July 1, 2020, The Farmers National Bank Customer Support Center’s new hours will be: Monday-Friday 8:00 am -6:00 pm. Saturday hours will remain from 8:00 am to 12 Noon.

COVID-19 – Important Information

Click Here For Important Information - What You Need To Know

On April 24, 2020, the Federal Reserve Board announced interim final rule to delete the six-per-month limit on convenient transfers from the savings and money market accounts. Until which time the rule is repealed, customers will have unlimited transfers and withdrawals from these accounts without a fee.

Business Checking Business

A checking account that works for you

Farmers National Bank offers business checking that works for you. Find out which of our products works best for your company.

Comparison table of business checking accounts.
  Business Green Checking Business Gold Checking Business Interest Checking Commercial Analysis IOLTA/IOTA Account
Minimum to Open $50 $50 $1,000 $100 $50
Monthly Service Fee None if transaction count is not exceeded $20 per month if daily balance drops below $25,000 (per transaction fees may apply) $10 per month if daily balance drops below $3000 (per transaction fees may apply) Service charges based on per item and any Treasury services. Fees are offset by an earnings credit calculated on the average collected balance None
Interest No No Variable interest rate No Interest is sent monthly to the appropriate State Legal Assistance Foundation
Monthly Statement No charge for E-statement* or $3 for monthly paper statement (Includes check images) E-statement* or no-charge paper statement available (Includes check images) E-statement* or no-charge paper statement available (Includes check images) No charge for E-statement* or $5 for monthly paper statement (Includes check images) No charge monthly paper statement (Includes check images)
Additional Information First 200 checks deposited and/or written are not charged, over 200 will be charged $0.40 per check. Electronic transactions are not counted toward fees. First 400 checks deposited and/or written are not charged, over 400 will be charged $0.40 per check. Electronic transactions are not counted toward fees. Client must be a Non-Profit Organization or Sole Proprietorship First 150 checks deposited and/or written are not charged, over 150 will be charged $0.40 per check. Electronic transactions are not counted toward fees. Monthly maintenance fee: $16
Deposit Ticket: $0.50 per ticket
Debit/Checks written: $0.15 per item
Checks Deposited: $0.14 per item
ACH debits/credits: $0.13 per item
Negative balance: $5 per day
Only Available to Attorneys and Title Companies for specific account purposes
Debit Card Yes Yes Yes Yes No
Business Online Banking, Mobile Banking & E-statements* Yes Yes Yes Yes Yes

Business Debit Card

Features

  • Card displays company name and name of the authorized user
  • Separate cards available for each authorized user
  • Multiple authorized signers (Maximum 6 per account)
  • Easy expenses tracking from checking account statement or online anytime
  • Dollar limits set individually
  • Each card authorized or restricted for ATM usage and POS terminal usage/purchases
  • Changes to the cards authorized by the business owner/manager only
  • If one card is lost or stolen, it can be frozen and other cards remain active
  • If an employee leaves, card can be frozen and other cards remain active
  • Currently, a 1% fee is assessed on international transactions when a currency conversion occurs. Fee is unchanged. Visa will impose a 0.8% fee on foreign transactions when a currency conversion is not performed.

*Canceling E-statements: You may opt-out of E-statements at any time by visiting one of our branch locations. If you opt-out of E-statements, we will resume delivery of your paper statements by U.S. Mail. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. For Totally Green & Business Green Checking accountholders, there will be an additional $3.00 monthly paper statement charge.

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