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Winter 2018 Holidays

Click here to view our Holiday Hours.

Attention Business Customers:

No ACH or wire transactions will be processed after 12:30 p.m. on Monday, December 24th or after 3:30 p.m. on Monday, December 31st. Please contact the Treasury Management Department for assistance.

Farmers National Bank #1 Performing Bank in Ohio

Farmers National Bank is proud to announce that we were recently named the #1 Top Performing Bank in the state of Ohio and #30 in the nation of banks in the $1-5 Billion asset size. Click here to read the full press release.

Business Checking Business

A checking account that works for you

Farmers National Bank offers business checking that works for you. Find out which of our products works best for your company.

Comparison table of business checking accounts.
  Business Green Checking Business Gold Checking Business Interest Checking Commercial Analysis IOLTA/IOTA Account
Minumum to Open $50 $50 $1,000 $100 $50
Monthly Service Fee None if transaction count is not exceeded $20 per month if average monthly balance drops below $25,000 (per transaction fees may apply) $10 per month if average monthly balance drops below $3000 (per transaction fees may apply) Service charges based on per item and any Treasury services. Fees are offset by an earnings credit calculated on the average collected balance None
Interest No No Variable interest rate No Interest is sent monthly to the appropriate State Legal Assistance Foundation
Monthly Statement No charge for E-statement* or $3 for monthly paper statement (Includes check images) E-statement* or no-charge paper statement available (Includes check images) E-statement* or no-charge paper statement available (Includes check images) No charge for E-statement* or $5 for monthly paper statement (Includes check images) No charge monthly paper statement (Includes check images)
Additional Information First 200 checks deposited and/or written are not charged, over 200 will be charged $0.40 per check. Electronic transactions are not counted toward fees. First 400 checks deposited and/or written are not charged, over 400 will be charged $0.40 per check. Electronic transactions are not counted toward fees. Client must be a Non-Profit Organization or Sole Proprietorship First 150 checks deposited and/or written are not charged, over 150 will be charged $0.40 per check. Electronic transactions are not counted toward fees. Monthly maintenance fee: $16
Deposit Ticket: $0.50 per ticket
Debit/Checks written: $0.15 per item
Checks Deposited: $0.14 per item
ACH debits/credits: $0.13 per item
Negative balance: $5 per day
Only Available to Attorneys and Title Companies for specific account purposes
Debit Card Yes Yes Yes Yes No
Business Online Banking, Mobile Banking & E-statements* Yes Yes Yes Yes Yes

Business Debit Card

Features

  • Card displays company name and name of the authorized user
  • Separate cards available for each authorized user
  • Multiple authorized signers (Maximum 6 per account)
  • Easy expenses tracking from checking account statement or online anytime
  • Dollar limits set individually
  • Each card authorized or restricted for ATM usage and POS terminal usage/purchases
  • Changes to the cards authorized by the business owner/manager only
  • If one card is lost or stolen, it can be frozen and other cards remain active
  • If an employee leaves, card can be frozen and other cards remain active
  • Currently, a 1% fee is assessed on international transactions when a currency conversion occurs. Fee is unchanged. Visa will impose a 0.8% fee on foreign transactions when a currency conversion is not performed.

*Canceling E-Statements: You may opt-out of E-Statements at any time by visiting one of our branch locations. If you opt-out of E-Statements, we will resume delivery of your paper statements by U. S. Mail. There will be a $30.00 reinstatement fee associated with the reinstatement of paper statements. For Totally Green & Business Green Checking accountholders, there will be an additional $3.00 monthly paper statement charge.

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