Privacy Policy About Us

rev. September 2017

Facts Table
Facts	What does Farmers National Bank do with your information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and transaction or loss history Account balances and deposit account information Loan payment history and status and wire transfer instructions When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Farmers National Bank chooses to share; and whether you can limit this sharing.

Reasons why we share certain data, what data we share, and if you can limit our sharing
Reasons we can share your personal information	Does Farmers National Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes— information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions Table
Questions?	Call 888-988-3276 or go to www.farmersbankgroup.com.

Who we are
Who We Are
Who is providing this notice?	The Farmers National Bank of Canfield

What we do with personal information
What We Do
How does Farmers National Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Farmers National Bank collect my personal information?	We collect your personal information, for example, when you: Open an account or seek financial or tax advice Apply for a loan or give us your contact information Use your credit or debit card or originate wire transfers We also collect your personal information from others such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes— information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.

Definitions of terms
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Farmers National Bank affiliates include financial companies such as: Farmers Trust Company, Farmers National Insurance, National Associates Inc., Bowers Group Insurance.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Farmers National Bank does not share with non-affiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include securities brokers-dealers, customer rewards, benefits programs, insurance and wealth management services.

Click here for a printable version of the privacy policy.