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Privacy Policies

Online Privacy Policy

Farmers National Bank

Last Updated: 9/15/2026

At Farmers National Bank, protecting your privacy is fundamental to our relationship with you. This Online Privacy Policy explains how we may collect, use, share, and protect information about you when you visit our website, third-party websites, and Farmers National Bank-branded social media sites, use our mobile applications, and interact with us online. It also describes your rights and choices regarding your personal information.

This policy is provided in accordance with the Gramm‑Leach‑Bliley Act (GLBA), CFPB regulations, FFIEC guidance, and applicable state privacy laws.

Our online sites are not intended for children under the age of 13.  We do not knowingly collect personal information from individuals under the age of 14 without parental consent.  The learn more about the Children’s Online Privacy Protection Act (COPPA), please visit the Federal Trade Commission’s Website at https://www.ftc.gov/.

California residents, please find a link to our California Privacy Statement at the bottom of this Policy.

What Information Does Farmers Collect?

Personal Information

We collect personal information that you provide when you fill out forms, applications, surveys and other online fields.  This information may include your name, mailing or email address, telephone number(s), Social Security number or taxpayer identification number, account numbers and application information, login credentials, or messages or forms submitted through our website. If you have a financial product or service with us, we will share and use any information we collect from or about you in accordance with our Privacy Notice which offers some choices with respect to the use and sharing of your personal information. 

Non-personal Information

Farmers and service providers acting on our behalf may also collect non-personal information when you interact with our website or mobile app.  We may collect IP address, browser and/or device identifiers, including location information, if enabled on your device, type of operating system you are using, pages visited, time spent, and clickstream data, cookies, pixels, and similar tracking technologies.

How Does Farmers Collect Information?

We collection information through various means, including the information you provide directly to us on our online sites, information collected through third parties, as described below, and in an automated fashion, through your browser, cookies, pixel tags, clear gifs, web beacons, flash cookies, and other technologies.

Pixel tags, clear gifs, web beacons and flash cookies are transparent tags that are placed on a website, email or other message and are used to measure the actions of the visitor opening the page that contains the clear gifs and allow us to evaluate the effectiveness of our communications, detect and prevent fraud, advertising. 

Cookies are small test tiles that are stored on your computer or mobile device that allow us to collect certain information such as your browser type, the time you spend on our online sites and the pages you visited. Many internet browsers allow you to refuse cookies, but doing so may cause you to be unable to access certain services.  For more information on opting out of certain tracking see the “Can I Visit Without Sharing My Information?” section below.

Third-Party Information: Farmers contracts with advertising companies to advertise our products and services on third-party websites and mobile applications.  We may use other information we collect as described above to assist these advertising companies in selecting which of our advertisements and offers may appeal to you.  Please visit the third-party websites and mobile application for their privacy policies.  We may also collect information about you form other online and offline sources, including our affiliates, credit reporting agencies and other third-party sources as permitted by law. 

What Does Farmers Use My Information For?

The information Farmers collects from you and about you is used to increase your service and experience on our online sites.  We may use your information to:

  • Provide and manage your accounts
  • Process your requests, transactions, applications, and inquiries
  • Authenticate your identity using location-based data
  • To provide location-based services, such as ATM locator
  • Allow you to apply for products or services (e.g., to prequalify for a mortgage, open deposit account) and evaluate your eligibility for such products
  • Provide you with updates on your accounts, products, services, such as changes to terms, conditions or policies
  • Inform you about important information with products or services for which you apply or may be interested in applying for, or in which you are already enrolled
  • Monitor website usage and/or performance, improve customer experience, ensure technological compatibility with visitors’ computers or other electronic or mobile devices, or conduct aggregate analysis on usage patterns
  • Perform analytics concerning your use of our online services, including your responses to our emails and the pages and advertisements you view
  • Delivery advertising to you directly or on third-party websites
  • Allow you to access your online accounts
  • Recognize you when you return to our site
  • Respond to inquiries and provide customer support
  • Detect and prevent fraud or security incidents
  • Allow you to participate in surveys and other forms of market research, sweepstakes, contests or similar promotions and the administer these activities.  (Some of these activities have additional rules, which may contain additional information about how Personal Information is used and shared)
  • Comply with legal and regulatory obligations

What Information Does Farmers Share?

As a Farmers customer, we may share information, as permitted or required by law, that we collect about you with our service providers, affiliates, joint marketers and non-affiliated third parties in accordance with our Privacy Notice and your preferences.

Service Providers, Affiliates, or Joint Marketers. We may disclose certain personal and non-personal information we collect from your use of our online sites to companies that perform services on our behalf, including those who assist us in processing transactions, preparing and mailing statements, and responding to user inquiries.  In addition, we may share limited information with service providers who assist with marketing on our behalf. We do not share information with non-affiliated companies for their own marketing without your consent.

Non-Affiliated Third Parties. We may disclose information about you to Non-Affiliated Third Parties as required or permitted by law, such as to comply with a subpoena, respond to inquires from government actions or defend legal actions. 

Can I Visit Without Sharing My Information?

Your Choices

Do Not Track – Targeted Advertising

Your browser may allow you to choose not to have your activities tracked.

We or our third-party advertising service providers, including network advertising companies, may use certain information about your online activities, such as websites visited and search key words entered, to help determine which of our advertisements may be of interest to you. 

We or our third-party service providers may also associate the personal and other information that we collect online to recognize you and associate your devices with each other to provide you with seamless access and customize your user experience on our online sites across your devices.  If you prefer not to receive targeted advertising based on your use of our sites and products, you can opt out of some network advertising programs that use your information.  Many network advertising programs also allow you to management the interest categories as they apply to your online browsing activities.  For more information about your choices to opt out of targeted online advertising click here:  https://optout.aboutads.info/ or https://thenai.org/how-to-opt-out/.

If you opt out of targeted advertising, you may still see our advertisements when you are browsing online.  However, the advertisement may not be tailored to you and your interests.

Third-Party Sites

We may provide links to the online sites of third parties on our websites.  Please note that when you leave our online site and visit a third-party site, your visit is governed by the privacy policies and practices of that website, and not Farmers’.  We encourage you to review the terms of use and privacy policies of all third-party websites before you share any personally identifiable information with them. 

Security

We use commercial reasonable security measures that comply with federal laws to protect your personal information collected through our site. We employ encryption technology, protecting data at each point of transfer.  Data is collection on our site using SSL (Secure Sockets Layer) security.  We utilize backup systems to reduce the change of data loss.  We also use computer virus detection and eradication software on systems containing computer data.  Firewalls are also employed to prevent unauthorized computer entry into systems containing personal information.  Farmers will partner with only businesses that follow strict confidentiality requirements and offer products designed to enhance the well-being of our customers. 

Updating Your Information

It is important that your account information is accurate.  Please visit your local branch to update or verify your contact information or to set marketing preferences. 

How to Protect Your Personal Information

It is important that you protect your personal information.  We will never request personal information, such as social security numbers, account numbers, PINs, or passwords, by email or text message.  If you receive an email or text message asking for your personal information that appears to be sent from Farmers National Bank, please contact us at 1-888-988-3276 to report the suspicious activity. 

Does Farmers Use Cookies?

Yes.  Cookies are small files which are stored on a user’s computer.  Farmers uses cookies and similar technologies to:

  • Maintain website functionality
  • Remember user preferences
  • Analyze website traffic
  • Improve security

You may adjust your browser settings to block cookies, but doing so may limit website functionality.  Visting our site anonymously without submitting any personally identifiable information will not allow you to view certain transactions or apply for certain products or services.  One you sign in or begin completing an application, you are no longer anonymous as certain personal identifiable information is required to provide these products or services.  You can manually delete cookies after each session or set your browser to regularly delete cookies. 

Changes to the Policy

This policy is effective as of September 15, 2026.  We may periodically update this Online Privacy Policy. When we do, we will revise the “Last Updated” date and post the updated version on our website.  Changes to the privacy policy are effective as soon as they are published on this site.

Contact Us

If you have questions about this Online Privacy Policy or the practices of our site, contact us:

Farmers National Bank
Address: 20 South Broad St, Canfield, OH 44406
Phone: 1-888-988-3276

Privacy Notice

California Privacy Statement

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