Since 1887, Farmers has earned a reputation as a community bank with unparalleled customer service. Individual attention is something all our valued customers can expect. Our Private Banking team takes that to an entirely new level with a comprehensive suite of financial services catered specifically to you.
What separates Farmers Private Banking services?
The Ultimate Personal Banking Experience
As a Private Banking Client, you will receive premium benefits and services. Your Private Banking Relationship Manager will be the single point of contact for all of your banking needs, from everyday transactions and investment analysis, to providing the most appropriate credit and loan arrangements.
Local Decision Makers and Financial Planners
We offer a truly unique banking experience. Your Private Banking relationship manager is right here in your community with the knowledge to make decisions that are right for you.
The Perks of Private Banking
Special Rates & Fees
As a Private Banking member you will receive many premium benefits and services that are more valuable than those offered through traditional banking. By being a part of Farmers Private Banking, you will be eligible for special rates and fees that will give you the financial advantage when managing your personal and business portfolios.
Our comprehensive package is tailored specifically to your needs. The following services will provide you with a premier, banking experience:
Exclusive Private Banking Premier Interest Checking/Platinum Checking
Elite Private Banking Gold Money Market
Exclusive Business Banking Packages
Overdraft Privilege with option to link to a Money Market or Line of Credit
Increased ATM and debit card limits
Exclusive Private Banking Debit Card*
Member of MoneyPass®
Private Banking Certificate of Deposit with preferred rates
Home Mortgage Loan Discounts
Physician Home Loan Program
Complimentary investment consultation
Complimentary trust consultation
Complimentary insurance consultation
Complimentary Private Banking checks with leather checkbook cover
Online and Mobile Banking and Online Bill Pay
Foreign ATM charges waved
No-fee domestic wire transfers
No-fee stop payment
No annual fee for safe deposit box (3x5)
Private Banking consumer lending discounts
Credit and Deposit Services
Farmers National Bank Private Banking Services offers a wide range of deposit and credit services that can make your banking easy and convenient. At Farmers, our experienced Private Banking Relationship Managers can help you determine which account or service best fits your lifestyle. No matter the account you choose, Farmers National Bank’s exceptional customer service is guaranteed.
Personal Credit Services
Mortgage Loan
Fee Reduction on home mortgage loans
Physician loan
Construction loan
Jumbo loan
Home Equity Line of Credit
Preferred pricing on fixed and variable rate options
Interest only payments
Check access
Ability to link to deposit account
Home Equity Loans
Flexible terms and preferred pricing
Premier Unsecured Line of Credit
Preferred pricing
Flexible interest-only payment options
Check access
Ability to link to deposit account
Instaline
Overdraft protection for your Premier Interest Checking
Annual fee waived
Secured Loans and Lines of Credit
Customized loans secured by investments, CD's or savings accounts
Luxury asset financing
Autos
RVs
Boats, etc
*Subject to credit approval. Ask for full details and disclosures.
Personal Deposit Services
Private Client Premier Interest Checking
Premium-tiered interest rates
No minimum balance or monthly service fee
Foreign ATM fees and surcharge waived
Increased ATM and Debit Card limits
Complimentary Private Client checks
Leather checkbook cover
No-fee 3x5 safety deposit box
Overdraft privilege options with options to link to a money market or line of credit
Elite Private Client Gold Money Market
Premium tiered rates
Ability to link to Private Client Premier Interest Checking
Savings
Private Client Statement Savings Account
Private Client Certificates of Deposit
Premium interest rates
Insured Cash Sweep
Each client or business is FDIC insured up to $10,000,000
Funds are completely liquid
Rate varies with balance
No monthly fee
No collateral required
Account is viewable via Farmers Online Banking and ICS portal
Sweep must be attached to a regular personal or business checking with a target amount
Not subject to Reg. D requirements
Business Credit Services
Commercial Real Estate
Construction Loans
Revolving Lines of Credit
Single Pay Notes
Commercial Term Loans
SBA Loans
Overdraft Lines of Credit
Practice financing
Business Deposit Services
Executive Select Business Checking
First 500 items at no charge on the account
Requires average monthly balance of $15,000 or a $20 service charge
Complimentary first intro order of checks
Discounts available on Treasury Management Services
Executive Health Checking
First 650 items at no charge on the account
Requires average monthly balance of $15,000 or a $20 service charge
Complimentary first intro order of checks
Discounts available on Treasury Management Services
Discount on remote deposit scanner
Business Green Checking
First 200 items processed at no charge
No minimum balance required
Commercial Analysis
Unlimited transactions per month
Earnings credit helps offset fees generated from monthly activity or treasury management services
Detailed analysis statement available in addition to traditional monthly statement
Business Money Market
Preferred pricing available
Ability to link to business checking at no cost
Private Client Treasury Services
Remote Deposit Capture
ACH
EDI
Account Reconciliation
Investment Sweep
Online Wires
ZBA
Merchant solutions provided
Fraud protection bundle
Complimentary Business Services
Estatements or paper statements are available for your convenience
Free business debit cards make purchases easy
Internet corporate cash management... free inquiry, in-house transfers and online bill payment
